This decision, formalized by an inter-ministerial decree dated October 16, 2026, and published in the Official Journal on October 23, 2026, grants access to the natural disaster guarantee for affected individuals. Direct material damages to homes, vehicles, and professional premises caused by these events will be covered by insurance policies, subject to contractual terms.
Those affected by this bad weather are urged to report their claim to their insurance company. The deadline for this declaration is November 22, 2026, which is 30 days after the decree's publication. Claimants who have already filed a report are encouraged to provide a copy of this decree to their insurer to complete their file.
The ministerial decree, reference NOR: INTE2627286A, can be consulted on the Légifrance website.
